Financial Planner | Investment Is Right For me?

Many people ask what is a good investment? Actually the question should be investing what is right for me? Because it is relatively lo ... good in the short term or long term, and for Who? and for what purpose? May suppose that the right equity fund investment for Mas Andi courageous and aggressive and wants to obtain an optimal return within the next 20 years. But mutual fund shares are not appropriate for Mr. Ali, who wants a safe, fear can not sleep, afraid to go down in value and want to keep the money that has been collected to retire three years. As we know the stock investment has a great chance to experience price declines or fluctuations in the price, so this investment instrument is contrary to the risk profile of Mr. Ali.

So it was an appropriate investment for the right people, for proper purposes and within the appropriate time. Sure there ... High Risk applicable law or the Low Risk High Return of the Low Return, well if it dared to risk or a risk taker of course there might well be a big return that although the risk is too great. While risk avoidance or risk averse may well return at least low-well in accordance also with a lower risk. So all will return to Who You, what is your risk profile? For the purpose of your investment Do What Is Your Plan? When?

Well .. well .... Each of us has its own size, maybe a glass of water is enough for eliminating hunger Mr. Ali, but not enough to make Mas Andi glass of water but must use the syrup and ice cubes and given a new orange juice thirst is lost ... ...

Financial Planner will help you so that you are not going the wrong way in determining the right investment for you in achieving the purpose of life in the future.

Tags: Family Financial Planning Articles, deposits, securities compounding, investment real estate, mutual fund investing, leveraging, the economic value of assets, financial planners, risk profile, time value of money, life purpose

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The problem of Family Financial Planning | Organizing and Managing Financial Family

Indeed it is often the case around the financial planning of family finances, like here's the question: I know that manage and organize family finances is very important to achieve the goals of family life, but it's like this lo ... "My salary barely enough already and not one bit left for savings, especially for investment, how can I be Dunk's how to reach your goals or plans of my family? "Why is the question that seems simple but it requires a complex answer.

Well Mr / Ms, I am not able to carelessly answer this question because first, I did not know the circumstances and the financial condition of Mr / Ms, second I do not know the pattern of expenditure Mr / Ms. This applies specifically to the problem Receipts Expenditure VS aja lo .... This required a financial analysis of whether his income is too low to meet all the needs of family life or that of their spending patterns. My answer was brief, if after going through the process of financial analysis is indeed found minimal acceptance, then you can perform a number of strategies: First, look for additional income for the family economy as open a shop / store in a house, SMEs, working side-based expertise and interests or seek better jobs that could provide more income for the family, both by removing or replacing some types of spending by the substitution of cheaper, for example, select the motor rather than a car, choose private rather than public schools, select generic drugs rather than patent drugs, shopping at the market than in supermarkets, etc.. But if your family expenditure patterns is wrong, the obvious strategy is to cut your unnecessary expenses, look for a cheaper and set aside in advance to make savings of 10% of new arrangements do your family shopping.

Frankly, it becomes a problem if a glass is not filled with water, because without water we can not talk about water syrup, lemon tea, ice cendol, mixed ice, ice, sea grass, because they need water. Similarly, family financial planning, clear everything also need money received either from work or income from assets that generate money to families over the financial planning process in order to achieve the purpose of family life.

No difference was also with a farmer, which requires a parcel of land prior to launch menggempurkan and plowing fields, so that rice could be successfully planted and can produce rice that can be harvested. Starting pointnya always be there .... If we do not like a fisherman who fish without any bait .... Hhmm ... is just a kail just ... .. or seoran soldier who went to war without a gun ... .. then he asked me how to defeat enemies ....?

In short these Spending VS Reception problems must be dug in the correct proportions and clear. His strategy is to increase your income as much as possible by means of the above and press your spending wisely by first cutting 10% of your income for savings. Inevitably you have to turn the brain and creative to earn revenue. After that do spend it wisely.

This is just one aspect of it from your family of financial analysis, which also is one part of the whole process of planning your family finances. All will come back to the goal or plan your family from the beginning, and I saw one of you on your goals with this problem is to have a savings that could family investment for the future, because you are concerned with the problem you now ... money. Hhmmm .... do not despair ... there must be a way ... .. as long as you want to try in earnest and hardworking and conduct family financial management with a good and proper ...

Frankly concerns about this issue, should not make us complacent and become a reason for us not to do something ... Do Something .... I am sure you can ... ...

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