Life was not easy to married, besides taking care of her husband and children, of course, as a wife you should also take care expenditures for all family needs. Then how the secret to successful manage the family finances, so no big happens pegs than the pole? Try these tips ..
1. Make a Plan
If your partner has given and entrusted his money affairs entirely on your household, you'll want to do good planning as he did not forget to discuss with a partner. Plan all the needs and allocate funds according to need.
It's good all the plans are written in the notes is important, so really focus on what to buy. Short-term plans, of course must be related to current needs, among others, daily living expenses until the needs of school children.
In addition to short-term plans, you should never forget the long-term plan. It could be you realize in the form of savings or productive assets. Whatever little money your household, do not forget to set aside for savings. If necessary, before you allocate funds for their household needs, first set aside for savings. Investments in the form of savings or jewelry (gold), can you make a choice. Strive to make the savings even very small amounts will be very profitable. Saving culture, need to be submitted to the kids at home, so they can save.
2. Share Duties With Spouse
Things that need to be taken by married couples is the division of tasks. Managing finance in the household must be addressed in unison. If the husband provided all the income to you, we recommend a monthly shopping schedule mutually agreed, and became a priority. The rest, return to the husband for keperluannya, and from there set up funds for investment. How much savings will be excluded from income must be clearly specified.
When you set the financial expenditure, it's worth the couple was given the responsibility in the affairs of the jar to save for school and other interests. Any problems that arise from the division of these tasks need to be discussed clearly and be open with each other. There should be no sense of mutual suspicion and should be solved together as well.
3. Ceramic Extra Spending
Once completed with the financial planning, you should also calculate the extra spending needed for family recreation, the need to eat outside the home, travel expenses or budget end of the year to visit distant family home. In this case, the expenditures should be regulated in such a way, but still not allowed to reduce household each month.
Indeed, not all households have the same style and pattern in terms of financial outlay and system settings. But, at least, with this plan will more easily arrange household financial management. This will be useful for the present and future. Efficient does not mean cheap.
The consequence is that, if appropriate and urgent to buy something? Would be useful and not wasteful if every day to eat in the cafe? Many things to consider in spending. Even should assist family members who are trouble, all that should be done without sacrificing the needs of families.
Well, if you've managed to arrange your household finances well, do not forget to run it consistently. With this step you will undoubtedly reap the results in your old age.
If your partner has given and entrusted his money affairs entirely on your household, you'll want to do good planning as he did not forget to discuss with a partner. Plan all the needs and allocate funds according to need.
It's good all the plans are written in the notes is important, so really focus on what to buy. Short-term plans, of course must be related to current needs, among others, daily living expenses until the needs of school children.
In addition to short-term plans, you should never forget the long-term plan. It could be you realize in the form of savings or productive assets. Whatever little money your household, do not forget to set aside for savings. If necessary, before you allocate funds for their household needs, first set aside for savings. Investments in the form of savings or jewelry (gold), can you make a choice. Strive to make the savings even very small amounts will be very profitable. Saving culture, need to be submitted to the kids at home, so they can save.
2. Share Duties With Spouse
Things that need to be taken by married couples is the division of tasks. Managing finance in the household must be addressed in unison. If the husband provided all the income to you, we recommend a monthly shopping schedule mutually agreed, and became a priority. The rest, return to the husband for keperluannya, and from there set up funds for investment. How much savings will be excluded from income must be clearly specified.
When you set the financial expenditure, it's worth the couple was given the responsibility in the affairs of the jar to save for school and other interests. Any problems that arise from the division of these tasks need to be discussed clearly and be open with each other. There should be no sense of mutual suspicion and should be solved together as well.
3. Ceramic Extra Spending
Once completed with the financial planning, you should also calculate the extra spending needed for family recreation, the need to eat outside the home, travel expenses or budget end of the year to visit distant family home. In this case, the expenditures should be regulated in such a way, but still not allowed to reduce household each month.
Indeed, not all households have the same style and pattern in terms of financial outlay and system settings. But, at least, with this plan will more easily arrange household financial management. This will be useful for the present and future. Efficient does not mean cheap.
The consequence is that, if appropriate and urgent to buy something? Would be useful and not wasteful if every day to eat in the cafe? Many things to consider in spending. Even should assist family members who are trouble, all that should be done without sacrificing the needs of families.
Well, if you've managed to arrange your household finances well, do not forget to run it consistently. With this step you will undoubtedly reap the results in your old age.
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