Financial planners often face questions about income and expenditure. Many of us unconsciously into the trap where the snowball our income also increased spending faster we grow more quickly. No. matter who ran a story about a hamster running well in wheel rotation and locked in a cage. Like a cage said it was the pattern of our lives or just call it a lifestyle that has shaped us so that we seemed to be unable to get out of our position which has been formed. We will continue to run and this continues our income is higher, the greater our spending. The second danger is if this becomes a correlated one or even more than one. Well this danger Dunk.... Imagine what happens if this correlation to more than one. Revenue rose 10% expenditure increased by 20% or even rose 30%... the rest are financed with credit card debt. Finally, we work every month just to pay off credit cards. Short words like aja deh.. from price increases due to inflation aja already heavy, do not add expenses that should be suppressed. Naturally, if can not buy the expensive HP should not be forced, yet all the same hp hand function is to communicate and to receive and send SMS... anyway Lifestyle not true?
If we can not escape this problem, we realized later that we worked so many years, goal did not have anything because we kept running like a hamster on top. So please friends, analyze your spending every month, see where the priorities and what does not. Establish yourself to save and invest each month in advance. Well this was possible 20% of income thanks yah yah if only 10% of Amien.
My message is do not use credit cards if not necessary, and do not have a credit card batch, especially if you are not able to control your desire. Use wisely and for a fair and limit the need for excessive desire or pleasure. Actually there is nothing wrong with credit cards, which one is the mindset and lifestyle. We think credit cards like cash money when money cash no we have.... You owe it there....
Tags: analysis of family financial expenditures, Family Financial Planning Articles, credit cards, financial planners, and lifestyle patterns
My message is do not use credit cards if not necessary, and do not have a credit card batch, especially if you are not able to control your desire. Use wisely and for a fair and limit the need for excessive desire or pleasure. Actually there is nothing wrong with credit cards, which one is the mindset and lifestyle. We think credit cards like cash money when money cash no we have.... You owe it there....
Tags: analysis of family financial expenditures, Family Financial Planning Articles, credit cards, financial planners, and lifestyle patterns
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